We offer practical solutions to recover outstanding debts efficiently and effectively, minimizing stress and maximizing recovery
Debt recovery can be a complex and often frustrating process, particularly when dealing with overdue invoices or unpaid loans. We understand that unpaid debts can cause significant disruption, especially for businesses that rely on timely payments. Seeking legal advice early on can ensure that your rights are protected, and the process is handled efficiently.
Why Choose Wallace Robinson & Morgan?
At Wallace Robinson & Morgan, we understand the stress that comes with overdue debts. Our team is dedicated to recovering the money owed to you while providing clear, straightforward advice at every stage.
Debt recovery involves various steps, from sending formal demand letters to pursuing legal action if necessary. Every debt recovery case is different, and we tailor our approach to meet the specifics of your situation. Our Civil Litigation team has experience with all aspects of debt recovery, whether you are pursuing payment from a business or an individual.
We take a proactive approach to debt recovery, balancing assertiveness with the aim of resolving disputes without unnecessary conflict or escalation. Whether you need assistance with pre-action measures, negotiating settlements, or enforcing a judgment, our team has the skills and experience to handle your case efficiently.
Our Expertise in Debt Recovery Includes:
Pre-action debt recovery advice
We advise clients on the most effective methods for recovering debts, including sending demand letters, negotiating repayment terms, and offering structured payment plans.
Issuing County Court Claims
If initial recovery efforts fail, our team can assist in filing claims in the County Court, ensuring all procedural requirements are met to give your claim the best chance of success.
Enforcement of judgments
We provide support in enforcing a judgment after a successful claim to ensure that the debt is collected.
Negotiating settlements and payment plans
Where possible, we assist in negotiating settlements or repayment plans, helping to resolve matters amicably and avoid lengthy and costly litigation.
Debt recovery for businesses
We work with businesses of all sizes to recover outstanding payments from customers, clients, or suppliers, protecting your company’s cash flow and bottom line.
Frequently Asked Questions
Find answers to your debt recovery questions. Our FAQs provide practical advice to help you recover what’s owed efficiently.
The first step in recovering overdue debts is to send a formal demand letter to the debtor, outlining the amount owed and a clear deadline for payment. If this doesn’t lead to payment, you can negotiate a repayment plan or escalate the matter by issuing a claim in the County Court. The most appropriate action depends on the debtor’s response and the specifics of your case.
A CCJ stands for County Court Judgements. If you owe another party a debt, which remains unpaid and the court rules that you need to pay it back, the court will issue a CCJ to order you to repay the debt. A CCJ should not be ignored, and this judgement can have an impact on your credit rating and your ability to rent or borrow money in the future.
The time limit to recover a debt is typically governed by the Limitation Act 1980, which sets a six-year deadline for most types of debts. However, in certain cases, such as contractual disputes, this time limit may vary. If a debt remains unpaid beyond this period, you may lose the legal right to pursue it, so acting quickly is crucial to avoid any time-barred claims.
Contact Us Today for Debt Recovery Advice
If you are facing a debt recovery issue, don’t let it drag on. Contact us today to discuss your matter with our team. We will help you assess your options and pursue the most effective path to recover the money owed to you.
Call us at 0121 705 7571 or fill out the contact form below—your privacy is guaranteed—and we’ll arrange a convenient time to discuss your needs.
Andrea Evans
Ciara Cunningham
James Sawyer
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